MCA Submission Intelligence.
Decode lender appetite and predict funding outcomes with precision underwriting. Compare offers, identify high-yield routes, and automate the manual chaos of the submission desk.
The MCA industry runs on gut feel.
That costs real money.
Brokers lose commissions to mismatched submissions every day. Relationship knowledge lives in one person's head. Lender appetites shift and nobody tracks the change.
Lost to Mismatched Submissions
Brokers submit to wrong lenders based on outdated info. The industry bleeds revenue from preventable declines.
Per Manual Underwrite
Three statements per deal, ten deals a day. That's 22 hours a week of spreadsheet analysis.
Decline Intelligence Captured
When a lender declines, the reason dies in an email. No feedback loop, no learning, no improvement.
Intelligence at every stage
of the deal lifecycle.
Every lender scored. Every match explained.
Three-layer scoring weighs global performance, your relationship history, and buybox fit — then ranks by expected commission, not just approval probability.
Learn about the scoring engine →
Compare every offer. Pick the best one.
Side-by-side comparison across advance amount, factor rate, term, daily remittance, total payback, and commission. Automated scoring with transparent reasoning.
See all features →See every deal. Know where it stands.
Kanban board or table view. Intake through Funded. Running dollar totals per stage, stale deal alerts, and commission estimates that update as offers arrive.
Explore the pipeline →
From intake to funded in four steps.
Upload & Enrich
Drop bank statements. AI extracts 20+ risk signals — revenue trends, NSF patterns, stacking, DSCR — in under 2 minutes.
Score & Match
Three-layer engine scores every lender against the deal. Global data, your relationships, and buybox fit — ranked by expected yield.
Submit & Track
Generate deal packages, submit to matched lenders, and track responses. Every approval, decline, and counteroffer logged.
Learn & Improve
Outcomes feed back into the model. Funded deals strengthen scores. Declines trigger smart penalties. The system compounds.
Every recommendation comes with a reason.
Other platforms give you a score and say "trust us." YieldStream generates a human-readable Underwriter's Note for every match — explaining the structural logic. No black boxes.
Growing catering operation — $95K/mo with only 8.1% stacking. 1 NSF was a timing issue (vendor payment). Well within tolerance for most lenders. 93% confidence · Revenue: Growing
Trusted by the brokers
who close the most deals.
"We spent an hour per deal figuring out which lender to submit to. YieldStream cut that to 5 minutes — and our pull-through jumped from 32% to 48%."
"The Underwriter's Notes are a game-changer. My junior reps make lender decisions like 10-year vets. The AI explains everything — and they trust it."
"Renewal alerts alone paid for the platform. We caught $2.3M in renewal opportunities in the first 60 days that would've walked to competitors."