Every tool a broker needs.
Nothing they don't.
Ten core capabilities that replace spreadsheets, gut feel, and manual underwriting with data-driven intelligence that compounds with every deal.
Upload a PDF. Get an underwrite in minutes.
Drop a bank statement — the OCR pipeline extracts revenue, NSF patterns, stacking signals, daily balances, and 20+ risk indicators. Every signal feeds directly into lender matching.
- OCR with 97%+ extraction accuracy
- AI enrichment for risk signal detection
- Automatic revenue trend and NSF pattern analysis
- Merchant upload portal for direct document collection
Pipeline stages that match how you actually fund.
Define your own stages, set per-stage rules, and choose Kanban or table view — the pipeline adapts to your workflow, not the other way around. Every stage tracks running dollar totals, commission estimates, and deal velocity in real time.
- Define custom stages that mirror your actual funding workflow
- Drag-and-drop Kanban with running dollar totals per stage
- Stale deal alerts flag merchants stuck in pipeline
- Commission estimates update in real-time as offers arrive
- Per-stage rules trigger automations as deals progress
Full deal history. One click from any merchant.
Every submission, every lender response, every offer — organized under a single merchant record. Pull-through rate, offer rate, and funding speed update in real time so you always know where a deal stands and how a merchant has performed across past opportunities.
- Complete lender-by-lender breakdown with factor, term, commission, and net
- Filter by active, funded, or declined to find any deal instantly
- KPI strip tracks pull-through, offer rate, and avg days to fund per merchant
- Expandable rows reveal every approval, counter-offer, and expiration date
Every conversation tracked. Nothing falls through.
YieldStream logs every call, voicemail, and note against the merchant record — building a complete contact history your whole team can see. Pin context to any merchant, deal, or submission and find it instantly when you need it.
- Call outcomes auto-logged — connected, voicemail, no answer, callback
- Timestamped notes with rep attribution on a shared timeline
- Pin notes to merchants, deals, or submissions — searchable across your portfolio
- Visible inline on the outreach queue for quick context
- Follow-up dates surface overdue outreach automatically
A smart call list that knows who to dial next.
YieldStream builds a prioritized outreach queue from your merchant pipeline — surfacing overdue follow-ups, new leads, renewal candidates, and cold re-engages so reps stop guessing and start closing.
- Auto-prioritized by overdue, due today, new lead, and cold status
- Click-to-copy phone numbers with one-tap call logging
- Renewal candidates flagged when funded deals approach payoff
- Per-rep queues — every broker sees only their book
| Business | Contact | Action | Phone |
|---|---|---|---|
| Pacific Rim Imports | David Tanaka | Call | (206) 555-0339 |
| Sunrise Dental Group | Dr. Priya Sharma | Call | (602) 555-0443 |
| Quick Auto Repair | James Kowalski | Call | (312) 555-0891 |
| Heartland Veterinary | — | Call | (614) 555-0283 |
| Prestige Auto Detailing | — | Outreach | (470) 555-0831 |
Your entire lender network. Always current.
Track every lender's minimum FICO, revenue requirements, max positions, and state restrictions in one place. Status indicators show when buybox data needs refreshing.
- 13+ lender fields including FICO, revenue, position limits
- "Fresh" / "Needs Update" status badges per lender
- State restriction tracking with badge indicators
- One-click add new lenders as your network grows
| Lender | Status | Min FICO | Min Revenue |
|---|---|---|---|
| BlueVine Advance | 91d | 580 | $20k |
| Capital Plus Financial | Fresh | 550 | $15k |
| Fox Capital Group | 91d | 400 | $50k |
| Greenline Capital | Fresh | 525 | $35k |
Send from your inbox. Replies land on the record.
Native Gmail and Outlook connection via OAuth. Send lender submissions, merchant outreach, and follow-ups from your own address — replies thread back to the merchant record automatically. No SMTP setup, no copy-paste, full deliverability.
- One-click OAuth connect for Gmail and Outlook
- Send lender submissions from your actual email address
- Replies auto-thread to the merchant record
- Full deliverability — no SPF/DKIM headaches
Attached is the full deal package for Riverside Auto Detail. Bank statements, application, and AI underwrite summary included. Let me know if you need anything else.
Best,
Alex Rivera
Every signal delivered. Nothing buried in noise.
Real-time notification infrastructure across offers, expirations, status changes, stale deals, renewal windows, and team mentions. In-app and email delivery with per-user preference controls.
- Real-time alerts for offers, expirations, and status changes
- Stale deal and renewal window notifications
- Team mentions and @-tagging across records
- In-app + email delivery with per-user preference controls
Your renewal book, surfaced before competitors call.
A dedicated renewals table surfaces every funded deal approaching paydown, sortable by paydown percentage, days to renewal window, and merchant value. Paired with automated alerts so you never miss a window.
- Dedicated renewals table with every funded deal approaching paydown
- Sort by paydown %, days to renewal window, or merchant value
- Automated alerts 60 days before the optimal renewal window
- Revenue opportunity estimates per renewal candidate
| Merchant | Funded | Paydown | Days | Est. Value | Status |
|---|---|---|---|---|---|
| Peak Fitness LLC | $125,000 | 48% | 12d | $118,000 | Ready |
| Metro Deli Group | $67,500 | 44% | 22d | $71,000 | Ready |
| Coastal Dry Clean | $42,000 | 38% | 34d | $45,500 | Approaching |
| Summit HVAC | $93,000 | 31% | 48d | $89,000 | Approaching |
| Brightside Dental | $155,000 | 26% | 61d | $148,000 | Approaching |
Migrate in minutes. Not months.
Bulk merchant import via CSV with field mapping, deduplication, and validation. Move from spreadsheets, CRMs, or other ISO platforms in one upload.
- CSV upload with automatic field mapping and preview
- Built-in deduplication catches existing merchants
- Validation flags missing or malformed data before import
- API integration roadmap for CRM and platform sync
And everything else you'd expect.
Deal Package Generation
PDF deal packages with mailto drafts for lender submission.
Merchant Upload Portal
Token-gated upload links for merchants to submit docs directly.
Team Management
Owner, Admin, Rep roles with granular permission controls.
Daily Queue
Smart follow-up routing with LRU sorting. No merchant falls through the cracks.
Decline Intelligence
Every declined deal makes your next submission smarter. Auto-adjusting lender scores from outcome data.
API Access
RESTful API for custom integrations, reporting pipelines, and workflow automation.
Audit Log
Timestamped record of every action — who changed what, and when.
Role-Based Permissions
Granular access controls per role — restrict data, features, and actions by team level.